Some 20,000 home-based businesses gross more than $1 million a year, but most of them have no business insurance and that puts the income at risk. FULL STORY ->

Cathleen Gallagher could have bulldozed the home at 750 Toyopa in the glorious Huntington Palisades (CA) and turned over the rebuild to a "different" kind of builder. She could have hired someone to plan where each room would go, how they would work together to create the home's flow, and pick all the finishes. FULL STORY ->

As governmental entities, homeowner associations hold regular elections to populate their boards and periodic votes on governing document amendments. The traditional method includes holding annual meetings, special meetings or ballot-by-mail. These methods are cumbersome and often expensive to pull off. Moreover, establishing a legal quorum to transact business has proven to be problematic for many HOAs due to apathy. FULL STORY ->